Talk of The Villages Florida - View Single Post - Reverse Mortgage Inconvenient Truths
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Old 01-19-2021, 08:46 AM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by Dotneko View Post
What bank will loan to a retiree with no income other than ss? The banks we spoke with didnt care how much cash on hand we had. With no income, no mortgage.
The closing costs for a reverse werent huge either.
Another option is to sell the house and rent a comparable house. But, I would avoid a reverse mortgage if I could. It is really not a good deal. For the closing costs, did you consider the required mortgage insurance payments and the fees that are rolled into the loan?