Quote:
Originally Posted by NavyNJ
Re: the bolded portion above - Yes, you CAN insure and register in different states. As an example, when my kids were in college, they took a vehicle registered in NJ in my name, to school (first in PA, then in WV) back to school with them. In both cases, working with my USAA agent, we figured out it was cheaper to insure them in those states versus NJ. Since one of the standard insurance questions is usually something like "Where will the vehicle be garaged?", it made sense to do it that way. Made it a bit of a pain to make sure kids brought the car home for inspections when needed, etc., but in the long run it saved a bundle!!
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Perfect response - nearly the same thing with us. we have multiple vehicles, 2 kids in college, etc, but the cars the kids use stay registered in MD and they have their own insurance policy issued in MD on the cars. So, I have to maintain two policies, but that was simple and insurance company has no issue with it.
I think where is get sticky is trying to have have ONE insurance policy covering vehicles registered in multiple states.