Stop right there. Tower Hill Insurance????? Who is that? Insurance broker? Why didn't you purchase your homeowners policy from a Allstate, State Farm, Progressive, etc. etc. I personally have Allstate insurance and have had no issues. You spoke about the other house being empty while you moved into your new home and the insurance company wants to drop your insurance because your house is unoccupied??? What about snow birders who own homes in TV. Their homes are not occupied all year around?? Could be unoccupied for 6 months or more?? Like someone else stated stop dealing with those small insurance brokers just to save a couple of bucks and buy your homeowners Insurance from large well known company.
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