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Originally Posted by Catalina36
Stop right there. Tower Hill Insurance????? Who is that? Insurance broker? Why didn't you purchase your homeowners policy from a Allstate, State Farm, Progressive, etc. etc. I personally have Allstate insurance and have had no issues. You spoke about the other house being empty while you moved into your new home and the insurance company wants to drop your insurance because your house is unoccupied??? What about snow birders who own homes in TV. Their homes are not occupied all year around?? Could be unoccupied for 6 months or more?? Like someone else stated stop dealing with those small insurance brokers just to save a couple of bucks and buy your homeowners Insurance from large well known company.
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Tower Hill is a reputable company, has been doing business in FL. for many years, is AAA rated and saved me a lot of money when the AARP backed Hartford premiums got out of control. This is the 2nd home they have insured for me. Also they are one of the few companies that did not abandon FL homeowners back in 2005 after the hurricanes. You might want to compare their rates to your Allstates and Progressives I know they blow The Hartford out of the water.