Talk of The Villages Florida - View Single Post - BEWARE of new insurance requirements when buying a home re: plumbing issues
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Old 01-28-2021, 04:11 PM
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DangeloInspections DangeloInspections is offline
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I'll first say that our company has no knowledge of this poster's situation. We were not involved here in any way, shape or form. I would just like to perhaps shed some light on some of what was posted here so far, as there is some correct and some incorrect information posted here so far.

There are many different types of Professional Home Inspections. Our company mostly does One year Warranty inspections. We stay so busy doing warranty inspections that we typically do not have time for the other types, like Wind Mitigation inspections and 4 point inspections.

A 4 point inspection is a specific inspection requested by insurance companies that focus on Plumbing, Electrical, HVAC and Roofing. Originally they were required for any home more than 30 years old. In the past few years some Insurance companies have required them for even newer homes. For awhile, State Farm was demanding them for even brand NEW homes, (which IMHO was ridiculous).

This situation sounds like it was a 4 point inspection.....not a normal Pre-sale inspection. A Pre-sale Inspection report should ALWAYS be given ONLY to the perspective buyer who hired the Inspector.....Not the Realtor(s), sellers, Insurance companies, mortgage companies, etc., without the express permission of the buyer.

A good Home Inspector has an ethical obligation to their Client. I hope this helps.

Respectfully, Frank D'Angelo ACI
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