Don't touch your portfolio; use cash reserves and/or a HELOC when the market takes a dip. If you get a reverse mortgage your debt increases every year as interest continues to compound on the original debt and plethora of fees, any additional funds taken out, even on the $35/month fee you must pay just to service the loan (lol) and on the interest already accrued. It is a losing deal to take on debt to pay current expenses and foolish unless you are the rare unicorn who has no heirs or devisees to whom you wish to pass a meaningful inheritance.
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"No one is more hated than he who speaks the truth." Plato
“To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine
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