Talk of The Villages Florida - View Single Post - HELOC vs Reverse Mortgage
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Old 02-06-2021, 05:05 PM
Stu from NYC Stu from NYC is offline
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Quote:
Originally Posted by manaboutown View Post
Don't touch your portfolio; use cash reserves and/or a HELOC when the market takes a dip. If you get a reverse mortgage your debt increases every year as interest continues to compound on the original debt and plethora of fees, any additional funds taken out, even on the $35/month fee you must pay just to service the loan (lol) and on the interest already accrued. It is a losing deal to take on debt to pay current expenses and foolish unless you are the rare unicorn who has no heirs or devisees to whom you wish to pass a meaningful inheritance.
Interesting that cousin Brucie will never comment on these threads to tell people they do not know what they are talking about.