I think it is a waste of money. Yes, they should be providing reliable service to your house and they do. Selling surge protectors is just another way to increase their profits. Here is an excerpt from their warranty with what it does not cover. It really doesn't even cover most large appliances. It doesn't cover damage to your electrical system or to your computers, televisions, security systems, or anything with a microchip or processor. I think most appliances have a microchip. So, what's left to be covered?
D. What Does This Warranty Not Cover? This warranty shall not
apply to any defect, failure, damage caused by improper installation,
improper use, or inadequate maintenance or care. MTI shall not be
obligated to furnish service under this warranty (a) to repair damage
resulting from connection to incompatible equipment; or (b) to service
a SPD that has been modified, altered or integrated with other
products when such modification, alteration, or integration increases
the time or difficulty of servicing the SPD. This warranty excludes (a)
bodily injury to persons, (b) defects caused by or damages resulting
from operation of the SPD under conditions exceeding MTI’s
published SPD specifications, such as continuous steady over-
voltages as a result of power delivery system damage or flaws, (c)
structural damage (d) damages to the electrical system including but
not limited to wiring, electrical outlets, breaker panels, and meter
sockets, (e) electric cars; (f) solar panels and solar equipment; (g)
elevators and elevator equipment; (h) damages to all wells, well
pumps and supplementary well pump equipment (i) generators and
any damages caused by an on-site backup generator, (j) damages
caused by negligence in the use of the SPD or (k) any damages
caused by a defective SPD other than physical damage to Standard
Residential Equipment. Under no circumstances will MTI guarantee
performance due to a lightning strike not carried down the utility power
lines and through the utility transformer and then the SPD to the
residence.
This warranty excludes all stand-alone “electronic equipment”
using microchip, microprocessor or transistor technology, such as but
not limited to computers, televisions, DVD Players/Recorders and
Security Systems.
Notwithstanding any other term of the warranty, in no event
is medical and/or life support equipment covered under this
warranty.
MTI shall only be liable to pay those damages incurred which are
covered under this Warranty and for which you have not recovered or
do not intend to recover from a third party or insurance carrier. In no
event shall you be entitled to a “double recovery”.
Any and all possible subrogation claims which may be made by a
homeowner’s insurance company are hereby waived. Homeowner
expressly acknowledges this provision and intends for its insurance
company to be bound by this subrogation prohibition.
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