[BogeyBoy]

My 2 cents. This is not a reverse mortgage problem. It is a "who is going to take care of things when I die" problem. This person could have a million dollars in the bank and if nothing is in place to take care of the property nothing will be done.
I was a licensed real estate agent and witnessed properties in disrepair after the owner died. Even getting a bank to take care of basic maintenance was often a hassle. When the real estate market took a dive things were worse.
And - unless I am misinformed - people who have reverse mortgages are required to have insurance on those loans. I think the cost of the insurance is less than the government has to pay out and there are proposals to correct this. (Similar to any insurance, your premium goes up if the insurance company pays a lot of claims.). Of course, who knows when it will be corrected.
Again, putting reverse mortgages aside, anyone's property can fall into disrepair when they die. I think this problem is compounded by (in most cases) living away from family.