I cannot add any real substance to this conversation, except to say that one thing we better do is be aware of how this happens and make sure it does not happen again.

I cannot get out of mind the voice of Barney Frank, Chris Dodd, etc 4/5 years ago saying "there is no problem"....or and I am paraphrasing here....Frank saying he would like to gamble on the housing market.

To know or at least think this entire thing could have been avoided if the folks who are leading us "out of it" had listened and acted is very very disheartning !

I may be wrong but that is how I see it and it bothers me a lot that nobody calls them on it !!