Quote:
Originally Posted by EdFNJ
What's written in the policy has little to do with the "quality" of the company when one needs them for a claim and it takes 6 months to pay. Most all policies are written similar if coverage is similar but of course one still needs to know what they are getting. We had a roof collapse a number of years ago in NJ after 3 heavy snows in a row and that's when the QUALITY of a company shows or doesn't. Thank heavens ours was A++++. My neighbors with other companies waited weeks for what we had taken care of in 72 hrs. Unfortunately they only write policies in NJ. Right Nucky? You know who I mean. 33 years with them.  Miss the quarterly dividend checks!
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Of course you want a strong company...............but you are clueless if you thing policies are written similar. NO THEY ARE NOT. Exclusions baby, exclusions. When you have a claim, bad time to figure out.
Do Not Assume.