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Old 02-23-2021, 09:42 AM
EdFNJ EdFNJ is offline
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Your image didn't work but you left out lots of info. Comparing insurance rates without every coverage detail is impossible inc value of home etc etc etc

#1) How many cars? How old? What kind of coverage?
#2) All other included coverages for homeowners? Location? Home value?

I pay ~$900 YEAR (~$450x2) not 6 months for auto (Geico) with full maximum on all coverages except med payments and low $100comp/$500coll deductibles on a 2020 Kia . I pay ~$750 from Travelers for home owners also with Max coverages and 10% S.H. deductible on a 2/2 Colony.

Last year I did extensive apples to apples rate comparisons between about 6 or 7 insurance companies posted somewhere around here. FULL sinkhole coverage alone (not 10% ded) supposedly runs $2000-$3000 but again, that depends exactly on WHERE you live. 1 mile can make a big difference of an insurance company not even writing S.H. coverage.

People will often post "I PAY XX for my car insurance" without any details so comparison is virtually impossible.