Certificate of insurance
I do not rely on a business card or a vehicle sign or take any information from the sales person or vendor at face value. As for insurance, I requested a "Certificate of Insurance" for liability and workers' comp. directly from the vendor/company's insurance provider. The certificates most likely come from two different insurance companies as most workers' comp insurance providers do not also provide liability insurance. The certificates should be original and mailed by the insurance company directly to the homeowner.
There are some very good and honest folks trying to make a living with a service business in TV. I respect their efforts. But they may not have insurance, and if something goes wrong, it is the homeowner who will pay.
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