Unless or until you have a problem with your roof it’s nobody’s business to tell you that it needs to be replaced. That said several insurance companies will not ensure a roof that is over a certain age. But if you already have this company then they don’t drop you because of it. Also I’m sure they did not offer to pay for it? I got mine replaced as it was 20 years old but it was because of a wind storm that came through and did damage. My insurance did not pay for the whole roof but ended up paying for like half of it. I don’t get any of my insurance through the villages.
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