I have had several insurance companies tell me they won’t insure a home after about 15-17 years. It is indeed the business of your insurance company to weigh their liabilities. A roof in Florida is good for about 15-17 years. I have had to replace roofs many times on many homes because insurance companies won’t continue insurance. You have no choice except wait for a hurricane and put in a claim or replace the roof and have insurance.
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