Abuse of laws unfair to insurance companies
I don't know all the details and angles, but I hear there is rampant "scams" involving roofing companies encouraging home owners to claim wind damage when it's really simply roof age, and then legally forcing the insurance company to pay for a whole new roof, something like that. Then insurance companies stop selling insurance, naturally. Sounds like a pretty botched law. Trial lawyers involved who hold sway in the state legislature.
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