Talk of The Villages Florida - View Single Post - Insurance company requiring new roof
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Old 03-03-2021, 09:39 AM
DAVES DAVES is offline
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Quote:
Originally Posted by Mike193534 View Post
So what happens if you pay extra for a 30, 40, 50, year shingle? Can they (insurance company) make you replace it? If so it would make people want to go go for a cheaper shingle?

Like most warranties they are a gotchya. For roofing the shingles are half or so the cost of the job. To collect on a warranty, if, you do not use the company who makes the shingles to install it and their is a leak or a failure, the manufacturer will likely blame the installer. The installer, IF HE IS STILL IN BUSINESS, in the real world, it is highly unlikely, they would be, will blame the shingle manufacturer. Any warranty covers the shingles not the labor which is about half the cost. As to 30, 40 50 year roofs. They actually do exist
but you would not get such a warranty. A real tile roof can last that long. Most would not be willing to pay the cost and our homes are not designed to support the weight.