Quote:
Originally Posted by DIver0258
This does happen. We were with Villages insurance, they almost doubled our premium and stated they wanted the roof replaced to continue coverage. Some are blaming the roofers that are replacing roofs with storm damage running claims numbers up. We chose to insure with another company.
When we sold the property in July 2020, the purchaser had to sign a waiver at closing acknowledging that the roof was 12 yrs old and would need replacement in a few years.
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With insurance any insurance company. You are dealing with their risk of loss assessment. They do not all used the same risk assessment. You can bet they track we are loosing a lot of customers and they are going to xyz company.
As to blaming roofers etc. People are all the same. We would be shocked if the insurance company said, I needed a raise s we raised your rate to cover it. Oh and I'm glad you called I just wanted to thank you. Sometime reality sounds foolish but it is still
reality.