Talk of The Villages Florida - View Single Post - Insurance company requiring new roof
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Old 03-03-2021, 10:19 PM
EdFNJ EdFNJ is offline
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Quote:
Originally Posted by EdFNJ View Post
"Villages Insurance" isn't the one who creates your rates, they are just a broker. So "they" didn't double your rates your insurance company did, they simply send you the bill. They rep many companies. My insurance THROUGH Villages Insurance is from Travelers and went up $5.46 in my July 2020 renewal. Of course I have no idea what this July will bring.
Quote:
Originally Posted by Topspinmo View Post
And take there cut. Like buying through second middle man.

Yea and no. I compared 2 companies direct and through brokers last year and both rates were the same. Notably Progressive but forgot the other (I think it was some company based in South FL). Don't think they "add on" but do get a couple points discount from the insurance company for writing the policy. That PLUS the guy said his insurance DOUBLED. You think any insurance broker just will double it, or +25% or +50% just for fun ? Highly doubt that. All that will do is cost them a customer.