[RCT]

Originally Posted by MMC24

I moved all SEPP mutual fund stocks to bonds and the money market 2.5 years ago with the instance of our financial planner just before we moved here from CT. I fought him tooth and nail but finally relented. Wow, I am happy now!!! So technically, I haven't lost any money from stocks. The bond fund has remained stable. I have drawn some funds from the money market for capital improvements to our home. On the other hand, my wife's 401K is now a 201K. We don't think it will come back in our lifetime.

So, for the years before that, you never lost any money on stocks, either? Seems unrealistic to me. You mean you were only involved for a little bit before this 2.5 year ago movement of them? If this is so, congratulations. I myself, have lost, but am still a good deal ahead of where I was ten years ago. Ups and downs are just something one has to deal with in this game. And, don't know how old you all are, but I do think these 401k's will be back to where they were, in 5 years or so.