Sounds like a commercial with some good info but I'll ask for some free advice since you are getting free advertising!
My father passed away ~3yrs ago had no estate and basically left nothing (he had a rev mort) except for an old car (taken care of) and a $279 balance in his BOA checking account which seems to be untouchable without paying a $300 fee to file a "small estate affidavit" to claim the $279. The $279 isn't important in the general scheme of things but since I was the POA on the account they keep sending me statements and it is annoying to keep seeing the bank has "his" $279. I tried writing a check but that didn't work. Any way to get his $279 that BOA is holding onto without spending $300 ???