One thing everyone should have is a plan for their financial/digital life.
I read a story years ago where a young widow, with young children, lost her husband very suddenly. He took care of all the finances so when he died she had no idea where the money was, what bills had to be paid, etc.
From that experience she created a form for everything someone needs to know if she dies.
It doesn't need to include account numbers, but what bank the money is in, the accountants name and number, where important documents are, what bills are paid automatically online and when they are due.
Who (are at least where) the passwords are for the online accounts. (A password manager is good for this, like LastPass, and you only need to give the master password to someone you trust).
In other words, talk to whoever will be handling your affairs after your death and see what they will need to know.
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