There a a couple of factors to consider. If your NYS coverage is a BCBS plaln, then you will probalby still stay "in network" through the Blue Card program. If you buy FL coverage through, say, BCBS then you have to watch out for the pre-existing condition problem. I beleive that if you have "compariable coverage" then they waive that. BCBS of FL has a whole department for this. You purchase coverage through a knowledgeable agent or direclty through the company.
Given the snowbird community, physicians and hospitals are quite used to dealing with out of state coverage.
Lots of WNYers in The Villages. An Akron native myself. If you need any further help, let me know.
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