my two cents
FYI MOST palms are NOT native to Florida ! There are over 2600 species of palms in the world, but as it turns out, only twelve of them are actually native to Florida. That's a pretty small percentage for such an iconic Florida symbol. In fact, the stately, easily recognized coconut palm is one of the species that is NOT a Florida native.
Your Oak will keep your AC bill way down and in fact more palms are hit by lightning than other trees. I have seen some on FIRE
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