It’s important to have a checking account based in Florida, which could be a national bank chain because your former state of residency could use that against you to force you to pay their state income tax. Some states, like Minnesota, have residency “intention” factors”, which they use to determine your residency.
This is especially important if you’re a snowbird. Even if you are not present in the income taxing state for more than six months, they might still be able to force you to continue to pay the state income taxes, if you violate the residency “intention” factors, such as the location of your most active checking account, where your vehicle is registered, insured, and stored, gym club and church memberships, and other things. They might also have the “right” to know what you told your insurance company. They also can get your cellphone location records.
The most aggressive states for retaining their taxes are New York. New Jersey, and California. It’s important to protect yourself from an unpleasant surprise of having your former taxing state force you to pay their taxes.
Before we had our new Florida checks printed, we used our old Minnesota checks for a large item, a whole house electric generator, and smaller things like a chlorine to saltwater pool conversion. But we changed our address at our national bank and had new checks printed with our Florida address.
So, as some others said, it depends on whose accepting the check. Be careful about fraud and theft of checks, especially in Florida. Checks have much more risk attached to them than credit cards. It’s dangerous to carry around blank checks in your wallet!
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