Quote:
Originally Posted by Malsua
We have owned in TV for several years now. We saw no particular need to change from our NJ bank which we like.
That said, Ebay changed their payment method and now requires access to a checking account. I was looking for somewhere to park money that didn't give Ebay access to our main checking account and I found Ally bank.
I have to say, I love it. No fee checking, you get a debit card and they pay a small bit of interest on balances as well. It has Zelle and transfers in and out have been a breeze. It also doesn't send up red flags if you transfer money into Crypto accounts like Coinbase or Kraken. It's an FDIC insured bank. My NJ bank cancelled those transactions on me 4 years ago. I would have had .2 bitcoin for $100!
Wire transfers are cheaper than my NJ bank and it has more features on the phone app than my NJ bank. Heck, even the picture taking for remote deposits is easier. Great bank! Banking, Investing, Home Loans & Auto Finance | Ally
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There is something magical about being able to speak to a local, human being.
I am in the process of dealing with a government organization. No phone that anyone will answer. Only option on line chat. You wait almost an hour. Your on line chat is with
#4008. You get no help. You get a note your time has expired. I do wonder if 4008 is human or artificial intelligence.