I picked Florida Blue plan #1443B. Though we're on the ACA marketplace, we still pay a modest premium (under $100/month). There's a 0 copay for the first three office visits (not including yearly physical, which is covered 100%), and $1 per visit after that. Prescriptions (generic) are $2 for a 30-day supply at Walgreen's, you can get mail-order 90-day for $6 (no savings, but plenty convenient). Out of pocket max is $1800/year per person, $3600/couple. Typical/routine exams and bloodwork are covered, all vaccines are covered. No vision, no hearing, but they have discounts available on both. You can basically pick your own doctor; mine's at the Villages hospital campus since it's right across the street from us. Referrals for specialists not required (though it's in your best interest to get one anyway, because continuum of care is important).
FloridaBlue also participates with Better You Strides, which offers up to $500/year toward premiums if you answer a couple of surveys, watch a couple of videos, and choose to do a couple of minor projects (every day for 7 days in a row, log in, click "yes, I DID cook at least one meal at home today" for example). It's $50 per project, up to $500 total per benefit year. Last year, our premiums were only $48/month so we basically got the whole year of health care at no cost to us. This year our premiums doubled, so we'll pay around $300 for the entire year, for the two of us this year.
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