[EdFNJ]

Every bill I get is paid by autopay and/or online. Worrying about someone getting my account info is meaningless this day and age because nothing you do will ever stop it short of NEVER ordering anything on the web or never giving your credit card to some teenage server who takes it in back to charge your dinner or never writing a check. I do have 2 checking accounts (not linked) and I keep enough to only cover bills in one and I can transfer funds between them in seconds plus my bank accounts require two-factor authentication (a code sent by text or an automated phone with code call sent to my cell phone) to log in. Unless you are a hermit your info is out there. My credit cards have been hacked dozens of times over the last 10 years. Must have been those gas station attendants in NJ where there is no self service.