Quote:
Originally Posted by IRISHGIRL3US
Hello, please forgive me if I am not proceeding correctly I am new at this.
I am considering buying a home and would like to know what extra cost per month there are.
ORHER THAN .
Mortgage, bond, electric, insurance. Can someone help?
Kate
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Other than the items you mentioned, it's so difficult to give a meaningful estimate. So much depends on you and your life style. Do you mow your own lawn ? (many many lots here are very small, no need for riding mower at all). Are you willing to attach a bottle to your hose and spend 20-30 minutes twice a year hosting it down ? Or, would you prefer to use that half hour for a shuffleboard game ? Most homes here are one story on a slab; so, are you willing to wash your own windows ? Only you can decide what you are willing to do. Some will hire people to just sit on the ground and pull weeds from flower gardens once every few weeks, others enjoy this necessary task themselves and "pay" themselves the $15 or so an hour. Only you can determine your expenses past the basics you mentioned. Always check out beforehand what your property taxes will likely be, definitely check out the price of insurance on the property you expect to purchase, and if you are not willing to do any kind of work yourself, begin now calling and getting a realistic look at what it will cost to have your bushes and trees trimming, your lawn mowed, you house washed, your sprinkler system maintained with new filter screens, cleared of roots and grass (it is NOT inexpensive to have all this done for you), and any other routine things you want to pay for. It's the only way you'll really know what to expect.