Looking at your calculations, I’m assuming this does not apply to you; however, be sure you understand and, if applicable to you, factor in the IRMAA (income-related monthly adjustment amount) surcharge that is applied to Part B. Without going into detail about my personal financial situation, I will say the IRMAA was a critical factor in my recent decision to stay with BC/BS Standard and Medicare Part A only for at least the next two years. And, if you choose the BC/BS Standard + Part A option, be sure to factor in the Part B non-enrollment penalty that will apply should you opt to switch at a later time.
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TV FINALLY--have lived in Colorado, California, Kansas, Oklahoma, North Carolina, Virginia, France, Taiwan, Ivory Coast--visited many wonderful places across the map and around the globe
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