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Although Shands does not directly take UHC they can be in network if your in network doctor refers you to Shands. We have had experience with this. My my wife’s Orthopaedic surgeon referred my wife to a super specialist at Shands. When we saw the claim processed as in Network we wondered why. I went to the UHC in Lake Sumter Landing. It turns out that if a in network doctor refers you to an out of network doctor UHC can see the circumstances as in Network. Therefore, our copayment was $50 instead of $70. Zero for the X-rays instead of $7 and zero for the radiologist who read the X-rays. Fortunately for us I am retired military so we have Tricare for life that picks up the copays and any deductibles in or out of network.