This is just another reason why a Medicare Supplement Plan may be the best option when your talking out of pocket expenses. Sure you have a monthly premium with it but you can choose your hospital and doctor and there is no doing the referral dance. You also do not have surprises in the form of co-pays that can add up to many times more than a monthly premium. Plan F/G can give you much piece of mind. Your health care is nothing to roll the dice with.
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