Quote:
Originally Posted by mrf6969
This is just another reason why a Medicare Supplement Plan may be the best option when your talking out of pocket expenses. Sure you have a monthly premium with it but you can choose your hospital and doctor and there is no doing the referral dance. You also do not have surprises in the form of co-pays that can add up to many times more than a monthly premium. Plan F/G can give you much piece of mind. Your health care is nothing to roll the dice with.
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When my wife first went on Medicare a so called expert told her that her best option was a supplement plan due to her health issues. She even told her an advantage plan would not cover her. Turned out that so called expert was wrong.
We paid the highest out of pocket health care costs we have ever had to pay while under that supplement plan.
After two years we talked to both UHC and Blue Cross. Both advised her she would be covered under an advantage PPO plan with much lower out of pocket costs.
She has been with AARP UHC PPO for about 3yrs and is very happy with them. Visits to Shands and Smilo Yale Cancer Center have been fully covered.