[l2ridehd]

Parady used to have 3 or 4 full page adds in the Sun everyday. Didn’t it make you wonder how they were able to spend that much on advertising? I bet they sold a lot of very high commission Annunities. Personally that would be the very last place I would go. When someone tells you they can get you higher returns, there is only one way they can do that. TAKE MORE RISK WITH YOUR MONEY. That is the only way they can push returns. Sell you annunities, take more risk, use high commission products and then they can afford those ads. And why not, it’s your money at risk, not theirs. And the same logic applies to most other financial advisors. Expenses always hurt returns. So lower expenses is almost always better for you.