I would say do not use a bank as once they get your money, that's the last you will hear from them. I use Edward Jones but from the responses - we all have our favorite ones. My EJ guy gets paid a commission every month on "managing" my money and it is clear on my activity reports what that is. We talk about every month and he offers suggestions on buying/selling stock and movement of money. My reason for saying this is that I get support and am involved in the decision making process but don't have to a financial expert and can just be retired. Find someone that involves you in the decision making process and is in contact with you after the initial sale. I've been with my guy for ten years. I would reinforce the comments about don't do an annuity - commission heavy.
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