Talk of The Villages Florida - View Single Post - Pay Off Bond or Pay Down Mortgage?
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Old 04-16-2021, 09:59 AM
DAVES DAVES is offline
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Quote:
Originally Posted by J1ceasar View Post
There's another interesting legal issue to consider about the mortgage and the house. That is if you get sued having a bond and a high mortgage means it is less money for people or businesses to attach. Just a thought. And as I'm sure someone has pointed out in the comments it's always better to have cash in the bank than to have it in your house has it's a lot harder to get a second mortgage loan when you are in trouble, as well as the fact that if you have the money invested the stock market seems to be going a lot better then 1/10 of 1% at a bank
Re: getting sued
The sad reality. If, you have no money and or a negative net worth, you do not need to worry about being sued. Even if you are guilty. The attorney will advise the person suing there is nothing to take. If, you win you will get nothing.

In Florida, real estate laws prevent creditors from taking your home. Perhaps, a reason why OJ Simpson moved to Florida.