Talk of The Villages Florida - View Single Post - Decision time, retire or don't retire that is the question.
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Old 04-25-2021, 08:37 AM
rustyp rustyp is offline
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Originally Posted by Craig Vernon View Post
Ready for our month of May visit and there is much on the agenda. Financial guy says we have enough to live at same level until 94 years of age. I turn 55 in September. Not sure I am ready to stop working but a change certainly wouldn't hurt my feelings. Bring on your wisdom and relatable points of view.
Very rare for an advisor to tell you to retire early unless he / she has the potential of getting more of your money. Example - do you have a 401 K ? Does he or she recommend moving it to somewhere else under their control ? I also retired early - age 53 with a bridge to 55. More than several of my friends took the same package as I. Two items I can offer from experience to you .If you have a good 401K plan do not move it. My buddies who did are sorry they did - once out you can't go back. There will be plenty of time in the future to explore that option. Two be careful of medical plan promises. Our employer ( a fortune 500 company) reneged on their promise to us and from 55 to 65 it was by far our biggest expense. On the plus side - retire early - best thing I ever did.

Last edited by rustyp; 04-25-2021 at 08:47 AM.