Talk of The Villages Florida - View Single Post - Decision time, retire or don't retire that is the question.
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Old 04-25-2021, 10:28 AM
Malsua Malsua is offline
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Quote:
Originally Posted by Craig Vernon View Post
Ready for our month of May visit and there is much on the agenda. Financial guy says we have enough to live at same level until 94 years of age. I turn 55 in September. Not sure I am ready to stop working but a change certainly wouldn't hurt my feelings. Bring on your wisdom and relatable points of view.
I'm about a year younger than you.

We have owned in TV for a few years now.

We decided at the end of last year to move down and make a go of it. So we're here now, just need to sell the house up north to cut the strings.

I am a critical employee at my company and they decided that rather than lose me, that I would work from home in TV and ultimately schedule time up North and when critical events happen.

I don't know how long this will last, but for me, it's great. I maintain my salary and can hit the pool at 4pm and work on my Tan (that's a joke, I'm a burner).

It's not a retire for me and I don't think I want to fully retire. I can do technical/programming services for people down here or fix golf carts or whatever. I installed 3 ceiling fans recently. I could get into that alone and live just fine . I've got vendor's I've worked with chasing me for programming help and technical expertise.

I'd love to get back into building engines again like I did 30 years ago to. I say all this as an example of the doors that opened because I am not spending 11.5 hours a day to bring home a check, two of which were spent in the car.

I'm not worried about insurance. With low enough income, ACA plans are cheap or subsidized.

My opinion, do what you want to do. You can't take it with you. I've had a lot of friends and family go in the last couple years. One waited until 70 to take SS, had 3 pensions, everything was paid for. Had around 2 million in cash/401k/etc plus the pensions. Dead at 71. That's not going to be me.