I would recommend taking control of your finances and doing your own modeling. It really is very simple to do. There is a site called Bogleheads.org. I would suggest you go on there read, study, and ask questions. A lot of help is available for free to help you determine if your numbers look good and help you establish what investments to use, setting up budgets, and projecting how long your money will last.
From a personal standpoint I retired at 56 and love it. We have been here a little over two years and I will be 62 this year. If you can’t find things you are passionate about here and stay as busy as you want, you probably are not ready for retirement. But for me I saw it as a new phase in life and embraced the change and pursuing my passions. Best of luck in your decisions.
|