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Originally Posted by rustyp
Very rare for an advisor to tell you to retire early unless he / she has the potential of getting more of your money. Example - do you have a 401 K ? Does he or she recommend moving it to somewhere else under their control ? I also retired early - age 53 with a bridge to 55. More than several of my friends took the same package as I. Two items I can offer from experience to you .If you have a good 401K plan do not move it. My buddies who did are sorry they did - once out you can't go back. There will be plenty of time in the future to explore that option. Two be careful of medical plan promises. Our employer ( a fortune 500 company) reneged on their promise to us and from 55 to 65 it was by far our biggest expense. On the plus side - retire early - best thing I ever did.
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I did forget to mention at 55 and from a northern climate if I was here full time (been here since 2007) I would have gone bonkers. If that is your plan you need to talk to a lot more 55 year olds that are now 65 to 70 and made that trip. If like me you will need to have a place up north near the children and mother nature as to change the scenery 5 to 6 months a year. You will look forward to the change of lifestyle each year. It's like Christmas twice a year. It takes a long time but ultimately you wake up one morning and realize TV is ground hog day. At such a young age you will appreciate a dual lifestyle.