Talk of The Villages Florida - View Single Post - Decision time, retire or don't retire that is the question.
View Single Post
 
Old 04-25-2021, 05:30 PM
Neils Neils is offline
Senior Member
Join Date: May 2020
Posts: 441
Thanks: 92
Thanked 776 Times in 235 Posts
Default

Quote:
Originally Posted by Craig Vernon View Post
Inflation is accounted for in the model at 2% annually and a 4% return on savings.
I would reverse those numbers. Go with 4% inflation and 2% return. Much safer to be conservative.
Remember to add in big ticket costs like car replacements ( or new golf clubs)

Then run the numbers. If ok, retire asap.

You can always do some part time plumbing here to add to income as needed or wanted.