Don’t rely on others. Know and own your finances. I retired at 63 and never looked back. Traveled with my wife while healthy. Enjoyed children and grandchildren while healthy. Too many work their whole life, retire and die. I manage my money and only use an advisor to inform me of which investments I may sell at the lowest tax consequence level. Now, at a later time in my life, I reflect back on the many things I did during retirement that I could not have done had I remained in the work force.
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