Talk of The Villages Florida - View Single Post - USAA Bump
Thread: USAA Bump
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Old 05-02-2021, 08:16 AM
retiredguy123 retiredguy123 is offline
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Originally Posted by fcgiii View Post
Just moved to the villages and called USAA to switch our auto coverage from Virginia to Florida. We have 2 cars: a 2016 RAV4 and a 1995 Miata.

We discovered the same coverage went up 50%!

Are drivers that bad in Florida?

Anyone else have this happen?
One thing to consider is that Virginia requires you to have uninsured motorist coverage, but Florida does not. I don't buy the uninsured motorist coverage because I consider it to be mostly redundant with medical insurance. And, I don't want to be required to file a medical claim with my auto insurance company. I think that many people automatically buy the uninsured motorist coverage because they come from a state that requires it, and they don't even understand what it covers and what it doesn't cover. It provides no liability coverage.