Zelle is a great service that many of the larger banks (Chase, Wells Fargo etc) provide. No fee to the receiver. The 'sender' of money has option to pay with cash from their bank or a credit card (fee for them if CC). Money is immediately deposited to your bank account. Done with a user name
Venmo (owned by Paypal) provides the same service, but once you receive the money, you have to click another button in the app to transfer to your bank account.
For a small fee on both ends, their bank could 'wire' the money to your bank. We did that when we sold our RV.
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