I pay $42 a month to insure my 2017 Toyota Corolla with USAA. I did call them and ask them to help me find the lowest legal price, so I do have high deductibles. They will speak with you on the phone, if you call, to tell you ways to lower your cost, generally if you can decrease your coverage. (I know...I should probably think about paying a little more to get a little more coverage....)
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