Quote:
Originally Posted by joseppe
Appreciation doesn't matter. Depending on when you bought, if you have appreciation it may be more prudent to refinance rather than paying down the existing mortgage.
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We all need to realize we are in the ring way out of our weight class.
Fair? We signed a contract to pay xx% for 15 or 30 years. Rates fall and I want to renegotiate. YES, I DO. We are shocked that the bank that already charged us closing costs want to charge us yet again. In my case the closing costs that I had already paid once meant a refinance does not pay.