According to the OP, her neighbor doesn't drive and has memory issues. She needs assisted living, not independent living. She should visit a few and pick one. If you pay by the month, you can always move to another facility if you don't like it. With a budget of $9,000 per month, she can probably afford any assisted living facility in The Villages, especially if she sells the house.
I think it is sad that The Villages doesn't offer better transportation and other assistance for elderly people when they are living alone.
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