I apologize for naivety, but what is meant by upgraded (higher price) vs regular lenses allowed by insurance? What are the names of the upgraded vs regular lenses? Which physician do you recommend "outside" The Villages as I have had bad-luck with physicians in The Villages. In my opinion, The Villages physicians are no different than any other tradesman working for people within The Villages. They seem to be ripping us off thinking all Villagers are wealthy. Thanks Jose
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