Quote:
Originally Posted by Swoop
So, since insurance companies are in business to make money, and obese and overweight people cost them much more money than people who are not, are you suggesting insurance companies will “wise up” and refuse to insure, or start charging overweight people more for coverage?!?
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I am not the original poster you responded to, so I can only speak for myself.
I personally think Health Insurance is a crime. I think holding people's children's health hostage is a criminal and despicable act.
That said, I believe the health insurance companies will do whatever they can get away with to make more money. Period. Full Stop. Notice I did not mention if what they decide on is legal, I don't think that matters to them, it is simply yet another cost consideration in their decision making.
So, yes, I think insurance companies will do anything, including refusing to cover people, charging more, and dropping coverage for any reason they can come up with. I had a close friend that worked for an insurance company. She was in a department called "Loss Prevention". Her job was to find ways to NOT pay medical bill claims that would otherwise be covered by the policy. She was VERY good at her job.