Good advice except for the password. Encouraging an "Easily remembered" is a doorway to less secure passwords. The imp[ortant part is to be as long as possible, second, it should be random.
Security has spiraled down into an abyss of complications for the average user. We need better. Biometrics would help but aren't ubiquitous enough yet.
There are very good password managers available for all platforms. Everyone should be using one. Password managers are apps that remember the password for you, so you don't have to. And good PW managers will also give advice on potential issues like you are reusing a password at multiple places (another no-no).
Apple has a very good password manager called "Keychain" which meets all those requirements and more.
It would pay users to get and learn and try to always use a good password manager.
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